tom999

In my area, State Farm Mutual provides a discount of a few % if the home has fire sprinklers.

State Farm must have some data that sprinklers reduce fire damage to a home -- insurance companies don't reduce rates to be "nice guys".

As a homeowner in So Calif (non-fire prone region), I wiold give serious consideration to sprinklers if I was building a new home. Life safety aside, I'd rather deal with water damage than smoke & fire damage.