Just wondering how common or uncommon it is for contractors to have a claim on there buisness insurance? I would think it would be extrmemely uncommon but I really don’t know…
Dave
Just wondering how common or uncommon it is for contractors to have a claim on there buisness insurance? I would think it would be extrmemely uncommon but I really don’t know…
Dave
Skim-coating with joint compound covers texture, renews old drywall and plaster, and leaves smooth surfaces ready to paint.
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Replies
You talking liability insurance?
"Let's go to Memphis in the meantime, baby" - John Hiatt.
http://grantlogan.net/
Sorry seeyou, yes I did mean liability insurance.
Thanks, Dave
One of my subs had a fairly big one to me a couple of years ago. Faulty installation of a copper roof caused it to blow off before it was completed.
"Let's go to Memphis in the meantime, baby" - John Hiatt.
http://grantlogan.net/
Faulty workmanship itself would not be covered by most GL. Property damage resulting from same might be.
>>>>>>>>>>Property damage resulting from same might be.Right - my property (the unfinished roof I had not been paid for) was destroyed.
"Let's go to Memphis in the meantime, baby" - John Hiatt.
http://grantlogan.net/
You're saying you had a roofer put a roof on someone's house, it was not correctly fastened, it blew off, and your roofer's GL paid you to have it done again?
Edited 9/27/2006 10:31 am by davidmeiland
It was my contract - I bought the copper and fabricated the roof pans. I subcontracted an installer. Before the job was finished, one large plane of the roof blew partially off (and had to be completely removed and started over from scratch). My GL and my subcontractor's GL were with the same company. I had paid him for his work to date - we had to stop on the project because the cornice carpenters had dissappeared. The insurance company said my policy would not pay for damage caused by his faulty installation, but his policy eventually did pay. They may have ignored the faulty installation, and blamed it on the wind, but I don't know that. I just know they paid me $11K to redo the plane which was the estimate I gave them. They got two other bids and one was about a hundred bucks lower than mine, so that was the price they paid. I photo'd the whole mess and gave the ins. co. pics of the faulty installation (he was using as few as 6 clips in a 28' run). I was honest in the deposition and told them it probably would not have blown off if it had been installed properly.
"Let's go to Memphis in the meantime, baby" - John Hiatt.
http://grantlogan.net/
How many clips are required in a 28' run?
blue
How many clips are required in a 28' run? 2 at the top of each of 2 of the 3 pans in each run (the top pan doesn't get clipped - it gets nailed, which wasn't done) plus every 16" min on the sides. So, 25 clips per run minimum in this instance. If I were installing, it would be closer to 30.
"Let's go to Memphis in the meantime, baby" - John Hiatt.
http://grantlogan.net/