Does anyone have an MSA…..Medical Savings Account as the basis for your personal medical coverage.
Are they even still available? I looked into it briefly sometime ago after reading an article in QR or some similar publication and the people I spoke to either never heard of a MSA or did not know enough about it to give me an answer.
Thanks for your time and help.
Eric
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Replies
You are right, 99.35% of the insuracne agents know absolutely nothing about them.
You need to find an agent that knows about them. At one time I found a national agency that was licensed in many of the state, but I don't know who it was now.
They are now called Archer MSA's. Do a google on that, also - archer msa "insurance agents".
The big problem is that congress made them so restrictive that few companies have bothered to setup the matching insurance plans. And those plans need to be approved for each state.
And it was experimental and only a limited number where allowed to join each year. And it was set to expire (for NEW subscribers), but that has been extended through 2003.
Here are a few links to try for some info.
I would have one in a heartbeat of I could find a company to underwrite me. I have a pre-exiting condition that has not caused any problem for over 15 years. And most insurance companies won't take me. But BC/BS only looks back 5 years and I have prefered rate with them.
http://www.openhere.com/finance/insurance/agents-and-marketers/health1/medical-savings-accounts/
http://www.naabc.com/
http://www.msasaver.com/
http://www.msasave.com/
http://euCareSolutions.vinclair.com/
http://www.goldenrule.com/commoncomponents/health/Msaplan.shtml
http://www.msapage.org/