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My wife works for a doctor, and after reading a publication in his office, told me to un-suscribe to Fine Woodworking and Fine Homebuilding. Seems some insurance companies are after mailing lists to cross check their insureds. Seems wood dust is now considered a very strong health risk, and they want to increase premiums just as they increase premiums for smokers. And for home insurance, wood dust is considered extremely dangerous and may increase the fire insurance. I guess the home insurance would affect the private individual, and not someone in a business, as they’re probably getting socked already.
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My wife works for a doctor, and after reading a publication in his office, told me to un-suscribe to Fine Woodworking and Fine Homebuilding. Seems some insurance companies are after mailing lists to cross check their insureds. Seems wood dust is now considered a very strong health risk, and they want to increase premiums just as they increase premiums for smokers. And for home insurance, wood dust is considered extremely dangerous and may increase the fire insurance. I guess the home insurance would affect the private individual, and not someone in a business, as they're probably getting socked already.
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Rich, I just get so incensed over this kind of stuff! Oops, I said "incense," didn't I? That's probably lethal, too. I use dye powder in my work, which is probably as bad as wood dust - let's see... candles, wood dust, dye powder, burning logs in a fireplace, teflon fumes from cooking, plaster dust, chlorine bleach while doing laundry, ammonia while cleaning, flea treatments for pets, yard and garden treatments, treated wood (the rain causes the arsenic in the wood to leach out and build up on the ground, under the deck or structure - dangerous for pets and children) - I'm sure we could go on and on!
Thank goodness the insurance companies are looking out for our welfare!
Patty
*Patty, first I thought you were just back from the Bayou Hemp Growers Association annual seed-swap... After your second post, You're serious! What do they have to say about 'Gator bites? And how about the heavy metal contamination in dem MudBugs? Will this Health and Insurance Update be a regular feature on your FHB-TV series?
*insurance policies are not written for the policyholders benefit, they are written for the purpose of creating loopholes in any claim that the insurance company can wiggle out of. Why do you think can have those glass-walled skyscrapers? From dishing out claim money?
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Have y'all heard? Burning scented candles can cause a major soot problem that affects not only furniture and walls, but your HVAC system as well - and when that soot travels through the HVAC system and onto your possessions, it is pretty much impossible to get off. Some insurance companies are not paying claims for this, and the claims are surprisingly high. There are also health problems associated with the candles. (Of course, I think there is the risk of a mental health problem, in just dealing with insurance companies.)
I had never heard of this, and though it sounded like something one would find on the Urban Myths page; check it out:
http://www.insure.com/home/candles.html
Patty, who now feels fully justified in putting only 18 candles on her birthday cake