If the pin falls in the strike hole it will not prevent the lock from being picked from the outside with a credit card, slimjim, etc. However with the compression style weatherstrip on most doors this is a moot point. I fit the door so that it will seal tightly but still open and close with ease. I try to get the pin to stay depressed but if security is an issue I don’t rely on the lockset alone.
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It's just a matter of properly adjusting the strike plate. (And, when all else fails, install an adjustable strike plate.)
You don't want the pin to even partialy go into the strikeplate.
I had a plunger wearout and jamout so that I had to take the door off hinges to be able to get lock plunger disassembled.
I went to a locksmith to see if they had a replacement plunger.
As soon as he saw the old one he knew what happened by the wear patterns.