Another ICF question as local experience with ICF is sparse.  Supposedly some B.I.’s require the cement to see daylight for above grade use as a termite block.  Does anyone have experience with this?  How does this work with stone or brick veneer?  Would a metal shield between ICF blocks or panels suffice?  Is there a need for a gap between bricks and ICF as with a stick wall or can the bricks pretend to be a parge coat and be flush with the ICF?