I got a letter from my buisness insurance company a few weeks ago with the notice that the State of Tennessee will no longer accept I-18 waiver forms. That really hurt! I have stacks of I-18’s on one-man subcontractors that I’ve used for years, and now I have to cover them with my comp, which means asking them to break out the labor from their bill and extra headaches. It seems to me that the powers that be try everything to make it harder for a little guy that wants to make his own way…being productive…not a burden on society. But if we decide to be a dope-head, etc., they’ll send a check, take care of medical expenses, etc.
Sometimes all the paperwork and red tape makes me want to quit and do something else. But after almost 30 years in the field, I’d be a bit lost.
Ignore me I guess. I’m just blowing smoke.
10man
Replies
I feel your pain.
Keep blowing...you'll feel better.
blue
Warning! Be cautious when taking any framing advice from me. Although I have a lifetime of framing experience, all of it is considered bottom of the barrel by Gabe. I am not to be counted amongst the worst of the worst. If you want real framing information...don't listen to me..just ask Gabe!
Thanks blue. I get irked at a lot of things. For instance, just think how great it'd be to work 'til quitting time, leave all your tools and equipment in place a go home, and return the next morning to find it all still there, ready to go. But no, thieves have us constantly loading and unloading, chaining down and so on. The work can be tough enough, but add all the paperwork, red tape, insurance, inspections...ugh!! That said, barring the unforseen, I'll be back on four stacks stickframing a roof tomorrow. Can't imagine doing anything else. Go figure.10man
Call Workman's Comp directly. They tried that here in New York also with me. After recieving the letter with disbelief I called the state insurance fund. I was told and GOT IN WRITING a letter stating that the waivers are perfectly acceptable and must be accepted under law. Presented them to my insurer with a lenghty letter and never heard back from them at all. This was two years ago.
This probaly has more to do with your insurer than comp, but who knows, good luck.
Thanks jaxstraw. I keep the letter in my truck, but I believe it was a decision of the State of Tennessee, and not just my insurer. I'm going to do a little checking, tho. Thanks for the input.10man